If you’re in a car accident without insurance and not at fault, it’s important to take the right steps to protect yourself legally and financially. Following these steps is essential to ensure that you’re not unfairly held financially responsible for damages, injuries, or penalties that could arise from a car accident without insurance in California. Properly handling the aftermath of the accident can make all the difference when it comes to defending your rights, holding the negligent driver liable, and securing the compensation you may be entitled to, despite them not having insurance coverage.

Here’s a list of important steps to follow after being in a car accident in San Bernardino, even if you don’t have insurance:

• Do Not Leave the Scene – In California, it’s illegal to leave the scene of an accident, and doing so can result in being charged with a misdemeanor or felony, facing fines, and even jail time. Therefore, you must stay at the scene until authorities arrive.

• Check on the Other Driver – If you can do so, make sure that anyone involved in the accident is safe and call 911 if medical attention is needed. Also, make sure to exchange contact and insurance information with the other driver, but don’t engage further after they disclose they don’t have insurance.

• Don’t Apologize or Admit Guilt – Avoid apologizing or admitting fault, as this can be interpreted as accepting liability for the accident, which the uninsured driver will most likely try to use against you in the future when seeking compensation. Leave the determination of fault to the police, insurance companies, or the courts.

• Gather Evidence – You should always take photos, and videos, and document the scene, vehicle damage, injuries, and road conditions. If there are witnesses, get their contact information and statements, as this evidence will be critical in seeking compensation from the at-fault driver, regardless of if they have insurance or not.

• Seek Medical Attention – Prioritize your health by seeing a doctor, even if you don’t feel seriously injured, as some injuries can be masked by adrenaline. Some injuries can have delayed symptoms due to adrenaline, and medical documentation is essential to support any injury claims when pursuing compensation.